Jacob Miller had borrowed the $15,000 to purchase equipment for his carpentry business—a substantial amount for an Amish family, but not unreasonable for business expansion. The terms, according to documents found in Benton’s records after his death in 2005, seemed fair: 8% interest, three-year repayment term.
But buried in the contract was a clause that allowed Benton to “call the loan” due immediately if he deemed the borrower to be at risk of default. And the contract gave Benton the right to seize property—including land—as collateral.
In December 1991, when Jacob made his scheduled payment a week late due to slow winter business, Benton invoked the clause. He demanded the full remaining balance—approximately $13,000—within thirty days, or he would seize the Miller farm.
“For an Amish family, losing their land is losing everything,” explains Dr. David Weaver-Zercher, a historian specializing in Amish studies. “Land is generational wealth, family identity, their means of supporting themselves. It’s not just an economic loss—it’s spiritual and communal devastation.”
